Depends a bit on where you're looking to open a new . Some countries insist on having your "place of birth" as part of your i.d. - others don't bother. But you can always simply offer up the information that you have renounced and/or offer a W8 BEN when you apply for the and if/when they ask for the CLN just indicate that you're waiting for it to be issued.

 

I once heard that the receipt for the fee was sufficient to convince a bank that someone had renounced, as they wanted this sorted before their CLN arrived.

 

I fully expect that opening a bank two things will happen.

One. You will be asked to provide identifying documents to meet the know your customer type rules.
Two. You will be asked to make a declaration regarding your tax residencies, to meet their FATCA and CRS reporting requirements.

I guess it is possible that if one of your identity documents suggest that you might be a US person (eg. place of birth), a switched on bank clerk might ask if you are a US person, and why you did not declare it in step 2. But chances are that they will not challenge a declaration you have made and nor should they. That declaration covers their backside whether or not it is true.

The only time I could conceive of a bank asking for evidence is when someone walks in and asks to make a new declaration to Remove a previously declared tax residency. But that would not happen when creating an , only afterwards.

 

But chances are that they will not challenge a declaration you have made and nor should they. That declaration covers their backside whether or not it is true.

The other thing to consider in this "cover their backsides" argument is that I suspect that lots of banks simply report the bank and y/e balance info for anyone in their system that shows a US birthplace or any other "US indicia" - if they have a copy of your CLN or W8 BEN or "sworn statement" of some variety that you have renounced or are the child of a foreign diplomat, they will simply be able to justifiably refuse to disclose information to any IRS types who show up to audit their records. (Though in the current climate, your guess is as good as mine about how likely that is to happen any time soon.)